Junior Account

 General Lending Rates

 Product Features

• Card Access

• Bill Payment

• Digital Banking

• Digital Wallet

• Notifications

• Npp Enabled

• Npp Payid

 Product Eligibility

• Min Age - 10.

• Natural Person

• Residency Status - Australian Citizen Or Permanent Resident.

• Max Age - 13.

 Bank Fees and Charges

• Excess Transaction Fees (Event), Amount: Not Listed.. Additional Information: Excess Transaction Fees are incurred when the number of Free Transactions for the month are exceeded.

• Chargeback Eft Dispute (Event), Amount: 20.00.

• Chargeback Voucher Retrieval Fee (Event), Amount: 30.00. Additional Information: fee per transaction lodged per Visa Dispute

• Cheque Deposit Dishonour Fee (Transaction), Amount: 5.00. Additional Information: Cheque Deposited to members account is dishonoured

• Cheque Trace Fee (Event), Amount: 45.00. Additional Information: establish final destination (who received cheque value)

• Currency Conversion Fee Vd (Transaction), Amount: Not Listed.. Additional Information: Visa Debit 2% of transaction amount will apply to any foreign currency

• Dormant Account Fee (Event), Amount: 10.00. Additional Information: No member generated activity for at least 2 years with no member response

• Duplicated Member Statement Fee (Event), Amount: 3.00.

• Electronic Payment Fee (Event), Amount: 25.00. Additional Information: to Establish Direct Entry final destination, manual dishonour, Bpay enquiry and/or correction, Mistaken Payment

• Swift Payments (rtgs) (Event), Amount: 10.00. Additional Information: Incoming RTGS charge

• Swift Payment (rtgs) (Event), Amount: 15.00. Additional Information: Outbound RTGS Domestic payment

• Visa Card Fee (Event), Amount: 15.00.